Debt is a fact of life for many of us. Borrowing a bit of extra money on a credit card or overdraft may be unavoidable, if we need to make an unexpected repair to the car, for example, or to pay for medical bills, and we don’t have enough to cover the cost before payday. [...]
“Predatory lending” is a term you might hear being tossed around quite a bit these days. It’s often applied to different types of lending, and the bogeyman of the week might be anything from a bank to a lending firm to payday advance. So let’s clear the air. First of all, debt consolidation, as it [...]
Let’s say you’ve just finished paying off a debt consolidation loan. You’re free and clear. Your house is yours, bought and paid for, as is your car, and your credit is spotless. Now… let’s say that you’ve been hoping to buy a second car, or a boat, or make some improvements on your home. Whatever [...]
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